man in professional attire inspecting a damaged car while crouched down next to it writing on a clipboard

Insurance adjusters and claims examiners

(NOC 12201)
High opportunity occupation High opportunity occupation
Annual Earnings
$83,215
Training, Education, Experience and Responsibilities
College Diploma or Apprenticeship, 2 or more years
Job Openings
(2024-2034)
1,770

Career Overview

Insurance adjusters and claims examiners:

  • Investigate insurance claims and determine the amount of loss or damages covered by insurance policies
  • Work in claims departments of insurance companies or as independent adjusters
  • Examine claims investigated by insurance adjusters and authorize payments
  • Work at head offices or branches of insurance companies

 

Job Titles

Adjuster
Adjuster - insurance
Adjuster trainee - insurance
Automobile claims technical adjuster
Casualty insurance adjuster
Claims adjuster - insurance
Claims approver - insurance
Claims consultant
Claims examiner
Claims examiner - insurance
Claims investigator
Claims investigator - insurance
Claims representative
Claims representative - insurance
Disability claims examiner - insurance
Disaster relief claims adjuster - insurance
Field adjuster - insurance
Fire insurance adjuster
Freight adjuster - insurance
Group life claims examiner - insurance
Health and dental claims examiner - insurance
Insurance adjuster
Insurance inspector
Liability adjuster - insurance
Loss examiner - insurance
Marine claims adjuster - insurance
Marine insurance adjuster
Medical claims assessor - insurance
Motor vehicle claims adjuster - insurance
Production examiner
Property adjuster - insurance
Public adjuster - insurance
Railroad claims adjuster - insurance
Settlement management associate
Settlement specialist
Staff adjuster - insurance
Telephone adjuster - insurance
Trainee adjuster - insurance
Workers' compensation adjuster - insurance

Duties

Insurance adjusters:

  • Investigate circumstances surrounding insurance claims to determine truthfulness of claim
  • Inspect automobile, home or other property damage
  • Take statements and consult with claimants, accident witnesses, doctors and other relevant individuals and examine records or reports
  • Determine amount of loss or damages covered by insurance policies
  • Negotiate settlement of claims
  • Prepare adjustment reports

Insurance claims examiners:

  • Review, examine, calculate and authorize insurance claims investigated by insurance adjusters
  • Examine adjusters' reports and similar insurance claims to determine extent of insurance coverage
  • Ensure claims are accurate and settlements are made according to company practices and procedures
  • Consult lawyers, doctors or other relevant individuals to discuss insurance claims
  • Approve automobile, fire, life, disability, dental or other insurance claims

 

Earnings

Earnings is income that workers receive in exchange for their labour. Depending on the type of employment, earnings can be in the form of wages (hourly), salaries (fixed monthly or annual) or self-employed earnings.

Annual Earnings

$83,215

Provincial Hourly Rate

High$52.38/hr
Median$39.90/hr
Low$29.00/hr
Source: B.C. Labour Market Information Office, derived from 2024 Job Bank Wage data

Work Environment

# Workers Employed

4,105

% Employed Full Time

81%
Source: 2021 Census

Work in this occupation is typically performed in a structured environment, such as an office.

Career Pathways

Completion of educational programs through the Insurance Institute of Canada or its provincial counterparts entitles insurance adjusters and claims examiners to professional recognition as an Associate of the Insurance Institute of Canada (A.I.I.C.) and with additional university courses, as a Fellow of the Insurance Institute of Canada (F.I.I.C.).

Occupational Interests

It’s important to understand what kinds of occupations align with your interests.

For more about occupational interests visit Skills for the Future Workforce > Characteristics.

Here are the top occupational interest(s) for this career profile:

Conventional
Conventional

Education, Training and Skills

  • Completion of secondary school is required
  • A bachelor's degree, college diploma or some post-secondary education or several years of experience as a clerk in the claims department or other general insurance experience are required
  • Several years of on-the-job training and completion of insurance industry courses and training programs are required
  • Independent adjusters require a provincial licence issued by the Superintendent of Insurance in the province or territory of employment

 

Education programs in B.C.

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Find out more information about programs offered specifically for this career.

Skills

Every job calls for a certain set of skills. Knowing those skills is the first step in finding a good career fit.

Here, you will find the 10 most relevant workplace skills. Some are more important to achieving success in a certain career than others. These skills may come naturally to you or you may need to gain them through education, training and experience.

See the list of work-related skills below, ranked in order of importance for this career. Check out the list and see if this career matches your skills—take that first step!

Speaking

Talking to others to share information effectively.

70%
Reading Comprehension

Understanding written sentences and paragraphs in work-related documents.

70%
Active Listening

Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

68%
Critical Thinking

Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.

67%
Writing

Communicating effectively in writing as appropriate for the needs of the audience.

67%
Judgment and Decision Making

Considering the relative costs and benefits of potential actions to choose the most appropriate one.

60%
Social Perceptiveness

Being aware of others’ reactions and understanding why they react as they do.

54%
Complex Problem Solving

Being able to solve novel, ill-defined problems in complex, real-world settings.

54%
Time Management

Managing one’s own time and the time of others.

53%
Active Learning

Understanding how new information could be used to solve current and future problems in making decisions.

51%

Labour Market Statistics

Discover data, facts and information that have been gathered and analyzed. Learn about the characteristics of the economy and labour market in B.C.

Employment

Find out about employment types and trends by region and industry.

Employment

4,105
Source: 2021 Census

Employment by Region

Cariboo
Kootenay
Mainland/Southwest
North Coast and Nechako
Northeast
Thompson-Okanagan
Vancouver Island/Coast
Region Employment % Employment of this Occupation
Cariboo 35 0.9%
Kootenay 50 1.2%
Mainland/Southwest 3,175 77.3%
North Coast and Nechako 25 0.6%
Northeast 10 0.2%
Thompson-Okanagan 385 9.4%
Vancouver Island/Coast 425 10.4%
Source: 2021 Census

Labour Market Outlook

The B.C. Labour Market Outlook is a 10-year forecast of the expected supply and demand for labour in the province. It’s usually updated every year. The purpose is to provide British Columbians with the knowledge to make informed decisions on careers, skills training, education and hiring.

Forecasted Job Openings (2024-2034)

1,770
Source: B.C. Labour Market Outlook

Forecasted Job Openings

Forecasted Employment Growth Rate

Composition of Job Openings

Source: B.C. Labour Market Outlook

Job Openings by Region (2024-2034)

Cariboo
Kootenay
Mainland/Southwest
North Coast and Nechako
Northeast
Thompson-Okanagan
Vancouver Island/Coast
Region Job Openings Avg. Annual Employment Growth
Cariboo 10 -0.4%
Kootenay 50 1.1%
Mainland/Southwest 1,360 1.6%
North Coast and Nechako 10 3.2%
Northeast Not available Not available
Thompson-Okanagan 170 1.3%
Vancouver Island/Coast 170 1.0%
Source: B.C. Labour Market Outlook

Industry Highlights

Learn about the opportunities in B.C.'s major industries, including employment trends, earning potential, locations of work and more.

Forecasted Job Openings by Industry

IndustryJob Openings (2024-2034)
Finance, Insurance and Real Estate1,720
Public Administration20
Transportation and Warehousing10
Repair, Personal and Non-Profit Services10
Retail Trade10
For additional industry information, visit the Industry Profiles page.
Source: B.C. Labour Market Outlook

Resources